Welcome to the Insurance & Benefits page!

Here you will find links to the different companies that offer our employees insurance and benefits. Feel free to use this page as a resource for your insurance and benefits questions. If you need further assistance, you can contact Cindy Percell at 423-753-1121 or via email at percellc@wcde.org.

WCDE Insurance and Benefit Informational Links

Employee Navigator (Employee Login/New Hire Registration)

View a list of your personal benefits and access your plan documents

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American Fidelity Assurance Company

Disability, Cancer, Accident, Flexible Spending Account (FSA) Voluntary Life Insurance, etc.

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Cigna Dental

1-800-244-6224, Group #3342528

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Cigna Dental Health Care Providers

Find a dentist

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Cigna Vision

Find a doctor, 1-800-244-6224, Group #3342528

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Fiducius

Student Loan Support

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One America Life Insurance

Group Life Insurance and Voluntary Term Life Insurance Insurance, 800-553-5318

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Trustmark

800-918-8877 | [Group #]

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State of TN Insurance Informational Links

Partners for Health

Local Education Agency, Informational site for benefits questions, EAP, etc.

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Blue Cross Blue Shield (BCBS)

Medical, 800.558.6213, Monday - Friday, 7 a.m. - 5 p.m. CT

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CIGNA Medical

Medical, 800.997.1617 24/7

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CVS Caremark Pharmacy

Pharmacy, 877.522.TNRX (8679) 24/7

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Optum Financial

Health Savings Accounts (available with Local CDHP/High Deductible plans only), 866.600.4984 24/7

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Empower Retirement

401K Retirement (not for retirement insurance), Tim Crawford, (423) 341-3088, tim.crawford@empower-retirement.com

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Tennessee Consolidated Retirement Systems (TCRS)

Retirement, 1-800-922-7772

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Cindy Percell
Human Resources Director/Benefits Coordinator
percellc@wcde.org
423.753.1121

2023 Health Insurance Options

2023 benefit_grid.pdf 77.42 KB (Last Modified on January 10, 2023)

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2023 CIGNA Dental Benefits Summary

2023 CIGNA Dental .pdf 32.38 KB (Last Modified on February 27, 2023)

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2023 CIGNA Vision Benefits Summary

2023 CIGNA Vision.pdf 16.12 KB (Last Modified on February 27, 2023)

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2023 Health Insurance Premiums

Our premiums are 10 month premiums which are payroll deducted from September through June (of the following calendar year).

2023 Insurance Premiums.pdf 17.53 KB (Last Modified on February 27, 2023)

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Dependent Eligibility Definitions and Required Documents

Dependent Elibility Defs and Required Docs.pdf 476.03 KB (Last Modified on June 10, 2022)

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